Privacy & Terms

Terms of Use

This site is intended for residents of the U.S. The site is not intended for persons under the age of 18.

All content on this website is the property or under the control of Payday Loans America and is protected by international copyright and related rights laws. You may download the contents of this site only for your own, personal, non-commercial use. At the same time, any change or reproduction of the content of the site, as well as the use of information posted on the site for other actions not provided for by the terms of use of the site, is prohibited. In other cases not expressly provided for by these Terms of Use, the content of the site cannot be used or copied, either in full or in any part.

The owners of this site are not responsible for any damage caused by visiting or inability to visit the site, as well as related to the reliance on the information presented on this site.

This site may contain links to other sites, but the owners of this site are not responsible for the content of these sites and are not responsible for damage or harm caused by the information published on them. All links to other sites are placed solely for the convenience of visitors to this site.

The trademarks, service marks, trade names, corporate identity and products indicated on this Site are protected. It is prohibited to use them without the prior written permission of the owners of this site, except in cases of identification of the company’s products or services. The Privacy Policy below applies to personally identifiable information transmitted to this site.

The owners of the site can freely and for any purpose use or copy any other information transmitted to this site by any means in electronic communications. Such purposes may include disclosure to third parties and / or the development, production and / or marketing of goods and services. Such purposes may also include: opening them to third parties and / or developing, producing and / or marketing products or services on a global level and without any compensation.

The sender of any message (as well as information) to this site or the owners of this site is personally responsible for the content of such a message (information), including for its reliability and accuracy. At the same time, you confirm your readiness to implement, recognize and provide the owners of the site with any documents that may be necessary or useful in the acquisition, completion, implementation or establishment of any copyright or other intellectual property rights.

The owner of the site reserves the right to delete, change or replenish the content of the site at any time for any reason without warning and without explaining the reasons for these actions.

Privacy Policy

Payday Loans America takes privacy seriously and would like to educate you on how we collect, use and disclose information. This Privacy Policy describes how we handle information that we, other companies and partners collect through this site, as well as through websites or web objects, including such as a mobile website or app that is operated or controlled by us and from where you access this Privacy Policy. By submitting your personal information or using this site, you agree to the terms and conditions of this Privacy Policy.

Information you provide

Certain sections of this site may ask you to provide personal information so that you can take advantage of certain features (such as newsletter subscriptions) or take part in a specific activity (such as a competition or other promotions). You will be warned about what information is required and what is not.

We may combine the information provided by you with other information we have collected about you (online or offline). We may also combine it with information about you from other sources, such as publicly available information sources and other third parties.

Passive collection and use of information

During navigation on this site, it is possible to passively collect information using various technologies. We and our counterparties (third party service providers) passively collect and use information in a variety of ways, including:

  • through your browser. Certain information is collected by most browsers, the type and version of your computer’s operating system (tablet, mobile device), screen resolution, type and version of the Internet browser. We may collect information such as the type and identifier of your device when you access the site using a mobile device;
  • using cookies. Cookies are pieces of information that are stored directly on the computer you are using (tablet, mobile device). Cookies allow us to collect information such as browser type, time spent on the site, pages viewed and language preferences. We and our contractors (third-party service providers) use this information for security purposes, to facilitate navigation, display information more effectively and personalize your use of this site. We also use cookies to recognize your computer or device, making it easier for you to use this Site. In addition, we use cookies to collect statistical information about the use of the site in order to continually improve its design and functionality, understand how individuals use it, and assist in resolving issues related to it. Cookies also allow us to select the advertisements and offers that are most likely to appeal to you and display them while you are on this site. We may also use cookies in online advertisements to track consumer responses to our advertisements if provided by the site. You can refuse to accept cookies by following the instructions of your browser; however, if you do not accept them, you may experience some inconvenience when using the site. You also may not be able to receive advertising or other offers from us that match your interests and needs;
  • IP address. Your IP address is a number that is automatically assigned to your computer (tablet, mobile device) by your internet service provider. The IP address is identified and automatically recorded in the files of our server (or the server we use) every time the user visits the site; in addition, the time of the visit and the pages viewed are recorded. Collecting IP addresses is standard practice on the Internet and is done automatically by many websites. We use IP addresses for such purposes as calculating the level of traffic on the site, diagnosing problems on the server and administering the site;
  • device Information: We may collect information about your computer, tablet, mobile device, such as a unique device identifier.

How we use and disclose information

We use and disclose the information you provide to us (our contractors) as indicated at the time it was collected. We also use information from or about you: to answer your questions and fulfill your requests, for example, send you requested documents or email alerts; to send you important information about our relationship with you or about the site, including changes to our terms, conditions and policies and / or other administrative information; for business purposes, for example, for data analysis, auditing, new product development, expanding the functionality of the website, improving our products and services, identifying trends in the use of the site, personalizing your experience on the site by presenting products and offers tailored to you, and determine the effectiveness of our advertising campaigns.

We also disclose information collected through the site: to our affiliates, members of Payday Loans America, counterparties and partners, for the purposes described in this Privacy Policy. We are responsible for the management of shared personal information. Information may also be disclosed to our third-party partners, our third-party contractors, service providers such as website hosting and administration, mobile application hosting, data analysis, IT services, customer service, e-mail and traditional mail services, and other services to enable them to provide their services; to a third party in the event of a reorganization, merger, sale, joint venture, transfer or liquidation of a company, assets or shares in whole or in part (including all of the above in connection with bankruptcy or litigation).

In addition, we use and disclose information collected through the site that we believe is necessary or appropriate: (a) in accordance with applicable law, including laws outside your country of residence; (b) in order to facilitate legal proceedings; (c) in response to requests from government authorities, including government authorities outside your country of residence; (d) in order to enforce our terms and conditions; (e) in order to protect our business and that of our affiliated organizations; (f) in order to protect our and your rights, confidentiality, safety or property and / or rights, confidentiality, safety or property of our affiliates and others; (g) to enable us to take advantage of available remedies or limit the damage that we may suffer. We may also use and disclose information collected through the site in other ways, with your consent.

We also use and disclose the information we collect passively, as described in the Passive Collection and Use of Information section above, and for any other purpose, unless we are required to do otherwise in accordance with applicable law (for example, if we are required to contact with information such as personal information). In addition, we may use and disclose information that is stored in a non-personally identifiable form for any purpose. If we combine information that is stored in a non-personally identifiable form with information that is stored in a personally identifiable form (for example, combining your name with your geographic location), then we will treat the combined information as personal information in as long as it remains united.

Sites and services of third parties

This Privacy Policy does not apply to the privacy, information and other aspects of any third parties, including third parties operating any site or web object (including but not limited to any application) available through this site or to which this site contains a link. We are also not responsible for the privacy, information and other aspects of any third party. The presence or inclusion of a link to any such site or object on the site does not imply an endorsement on our part or on the part of our affiliates.

Safety

We use reasonable and appropriate organizational, technical and administrative measures to protect the personal information in our possession. However, no system for storing or transmitting data over the Internet can guarantee complete security. If you have reason to believe that your communication with us is not secure (for example, if you think that the security of any of your accounts with us is at risk), please notify us immediately.

How to see, change or delete your personal information

If you want to view, correct, change or delete personal information that you provided through the site, please contact us by phone or send a request using a Contact Us page. We will try to fulfill your request as soon as possible.

Changes to this Privacy Policy

We may change this Privacy Policy from time to time. Any changes to this Privacy Policy come into effect from the moment the new version of the Privacy Policy is published on the site. Your use of the site following the posting of changes means that you accept the revised Privacy Policy.

How to contact us?

If you have any questions about this Privacy Policy, please contact us using the Contact Us page.