What documents are needed to get a loan?
To get a loan, you only need an ID. For pensioners – an ID and a pension certificate. For military personnel – an ID and military ID.
Is it necessary to prove my income?
No, it is not. We do not require the client to provide certificate of income. It is not required to apply for a loan.
I am 18 years old, can I get a loan?
Yes, you can. The minimum age of the borrower at the time of the application is 18 years old, and the maximum age is not over 65 years old. There are states where the loan is issued for people over 21 years old.
Do you need guarantors to get a loan?
No, you do not. Our relationship with clients is based on complete trust, therefore we do not require surety and collateral to issue a loan.
What is an online application?
An online application is required to get approval for a cash loan. Fill out an application, having previously indicated the desired amount and the loan term, fill out the personal data and an email for feedback. In the near future, you will get an email with an invitation to the office to get funds.
I sent an online application, but did not get an email. How long should I wait?
Processing an online application takes no more than an hour. If during this time you have not received an email, please send your application again or contact us.
I have a bad credit history. Will I be refused a loan?
Bad credit history is not a reason for disapproval. The decision to issue a loan is made on an individual basis. You improve your credit history by contacting our service, getting and repaying loans on time, without missing or delayed payments.
For what reasons can I be denied a loan?
We take into account the interests of clients and will gladly help if you meet the minimum requirements for a borrower. You can get acquainted with the requirements for the borrower here:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.