Category: General

Payday Lenders Are Focusing on Young Borrowers Aged 18-30

Previously stated payday loans have long been indcated as a fast and simple way to make up for shortfall of cash between paychecks. Nowadays, the financial market is filled with about 23,000 payday lenders. They operate in many states including Georgia, Alabama, Delaware, etc. One of the benefits payday lenders offer is that they target…

Why All Americans Live On Credit?

Not the first generation of Americans lives on credit. Everything is bought on loan: appartment, vehicle, healthcare insurance. This “live on credit” is conditioned by many aspects. The determining factor is the very combination of commodity-money relations in the USA. It is structured in such a way that the average American is literally forced to…

Can You Get a Loan for an Investment?

A private loan is the lending of money by a private investor at interest, with the aim of making a profit in the form of this interest. As with any bank loan, the main terms of the loan are: amount, loan term, and most importantly – interest. The refund mode is also necessarily discussed: in…

What are 4 Types of Investments?

The essence of investments is to invest capital (material or non-material form) in various investment projects, securities, funds in order to make a profit in the future. Very often, some types of investments are compared with speculation, however, these are two different concepts. After all, speculative projects involve investing money for up to one year…