The Future Investors Club of America adheres to the philosophy, that "Becoming Wealthy Takes Practice!" Professional athletes in major sports, begin harnessing their skills at a very young age by practicing their sport. FICA believes that as in sports in order for a person to become successful financially, it is important, that he or she begin learning and practicing wealth strategies at the youngest age possible. Therefore, FICA has developed what we believe are three of the most important components of any financial and business intelligence training system. They are: Level One, Basic Financial Intelligence Training (BFIT); Level Two, Advance Financial Intelligence Training (AFIT); and Level Three, Executive Financial Intelligence Training (EFIT). Each training system is outlined in more detail below. The FICA Financial & Business Intelligence Training System also incorporates the three main important educational components of Reading, Writing and Mathematics. In addition, students learn the importance of Finance, Business, Economics, Charts, Graphs, Teamwork, Social and Leadership Skills.

Participants attending FICA Financial and Business Intelligence Training programs leave with an understanding of real life skills and just how the world of finance/ business works. In order to help make the overall experience of learning about the world of finance and business fun, exciting and informative each of three FICA training systems has been carefully designed within FICA Special Training Programs, Summer Camps and Financial Leadership Training Tours. FICA Individual Members, Clubs, Chapters and Centers are advised to select only the FICA Financial and Business Intelligence Training System that best fits the educational development of the participating student(s). Level One, Basic Financial Intelligence Training (BFIT) is an excellent introductory training system for Students ages 8-19. Level Two, Advance Financial Intelligence Training (AFIT) is for more advanced students with basic financial or business training or for those individuals that have completed BFIT. Level Three, Executive Financial Intelligence Training (EFIT) is an advanced training system for students possessing basic and advance financial and business training and or who have completed BFIT or AFIT.

FICA's Basic Financial Intelligence Training (BFIT) system is designed to be an introductory training curriculum. The Basic Financial Intelligence Training system incorporates the three main educational components of Reading, Writing and Mathematics in each of its curriculum components. In addition, students learn the importance of Finance, Business, Economics, Charts, Graphs, Teamwork and Leadership Skills. Participants attending FICA Financial and Business Intelligence Training programs leave with an understanding of real life skills and just how the world of finance/ business works. In addition, the Basic Financial Intelligence Training System is presented in an energetic and fun environment designed to enhance the learning experience and keep students wanting to learn more. Basic Financial Intelligence Training is the primary training system used for the FICA Financial Whiz Kids Challenge & Competition and the FICA Young Investors Club special training programs. The FICA Young Investors Training Kit is the actual BFIT curriculum. The FICA Young Investors Training Kit consist of nine basic financial intelligence training booklets, they are: Financial Terminology, Insurance and Banking, Financial Planning, Investment Terminology, Investing In Stocks, Annuities, Bonds, and Mutual Funds, Online Trading and Financial Web-Sites, Career and Credit Management, and Starting An Investment Club. Each booklet will take approximately 2-3 hours to complete depending on the level of student participation. The BFIT training system is designed to be completed in 40-80 hours depending on the level of students. Each student is required to take and pass the BFIT competency examination in order to receive a FICA Certificate of Completion.